Oman continues to attract expatriates, entrepreneurs, and investors thanks to its stable economy, tax advantages, and high quality of life. If you are planning to move to Muscat or any other city in Oman in 2026, understanding the real monthly expenses is essential for financial planning.
In this guide, we break down accommodation, transportation, food, utilities, and lifestyle costs so you can estimate your monthly budget accurately.
Accommodation Costs in Oman (2026)
Housing is the biggest expense for most residents in Oman. Prices vary significantly depending on the city, neighborhood, and building quality.
Average monthly rent in Muscat:
- Studio apartment: 150 – 300 OMR
- 1-bedroom apartment: 250 – 450 OMR
- 2-bedroom apartment: 400 – 700 OMR
- Luxury apartments or villas (Al Mouj, Qurum, Madinat Sultan Qaboos): 700 – 1,500+ OMR
Living outside central Muscat can reduce rent by 20–40%.
Utilities and Internet
Utilities depend heavily on air conditioning usage, especially during summer.
Typical monthly costs:
- Electricity & water: 20 – 60 OMR
- Internet (home broadband): 25 – 40 OMR
- Mobile plans: 10 – 20 OMR
Food and Grocery Prices
Oman has a wide range of options from budget supermarkets to imported luxury goods.
Average monthly food expenses:
- Single person: 80 – 150 OMR
- Couple: 150 – 300 OMR
- Family: 300 – 500+ OMR
Eating out is affordable compared to Western countries:
- Local restaurant meal: 2 – 4 OMR
- Mid-range restaurant: 8 – 15 OMR per person
Transportation Costs
Fuel prices in Oman remain among the lowest globally, making car ownership affordable.
Monthly transportation estimates:
- Fuel: 30 – 60 OMR
- Car rental: 120 – 250 OMR
- Taxi / ride apps: 1 – 5 OMR per trip (short distance)
Public transport exists but most residents prefer driving.
Healthcare and Insurance
Health insurance is mandatory for expatriates in Oman.
Typical costs:
- Basic insurance: 100 – 300 OMR per year
- Private clinic visit: 10 – 30 OMR
Education Costs (For Families)
International schools are the main option for expatriates.
Annual tuition:
- Budget schools: 1,000 – 2,500 OMR
- Premium international schools: 3,000 – 7,000+ OMR
Average Salary in Oman (2026)
Salaries vary widely by profession and experience level.
Typical ranges:
- Entry level jobs: 400 – 700 OMR
- Skilled professionals: 800 – 1,500 OMR
- Senior professionals / managers: 2,000+ OMR
One major financial advantage: no personal income tax in Oman.
Total Monthly Cost of Living in Oman
Estimated monthly budget:
- Single person: 400 – 700 OMR
- Couple: 700 – 1,200 OMR
- Family of four: 1,200 – 2,000+ OMR
Lifestyle choices and housing location greatly affect expenses.
Some community estimates also suggest a single person can live around 500–600 OMR monthly depending on lifestyle.
Is Oman Expensive in 2026?
Compared with Dubai or Western countries, Oman is still considered affordable. The absence of income tax, relatively cheap fuel, and moderate rent prices make it attractive for expatriates and entrepreneurs.
However, imported goods, private schooling, and luxury housing can increase costs significantly.
Why Many Expats Choose Oman
Key advantages:
- Tax-free salaries
- Safe and stable country
- High quality healthcare
- Growing business opportunities
- Strategic location in the Gulf
Final Thoughts
Oman offers a balanced lifestyle with reasonable living costs compared to other Gulf countries. Whether you are moving for work, starting a business, or investing, proper budgeting will help you enjoy life in Muscat comfortably.
